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Tools

Free tools for Miami real estate.

Built for serious buyers, sellers, and investors. Every tool ends with a direct line to Ms. Meriam if you want a real answer for your situation.

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Mortgage Calculator

Monthly payment with taxes, insurance, HOA, and PMI — plus total interest over the life of the loan.

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Cap Rate & Cash-on-Cash

NOI, cap rate, cash-on-cash return, DSCR, and break-even occupancy. Built for Miami rentals.

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Affordability Calculator

DTI-driven: enter income, debts, and down payment to see your max and comfortable purchase price.

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ARV & Flip Profit

Net profit, ROI, and an instant 70% rule check. Plug in purchase, rehab, holding costs, and ARV.

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Off-Market Value Estimator

Enter any Miami address — get an AI-estimated value range from comparable closed sales.

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Florida Closing-Cost Estimator

Buyer and seller closing costs for Miami-Dade: title, doc stamps, recording, intangibles tax.

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Mortgage & monthly payment.

Estimated monthly payment
$5,092

Loan amount$600,000
Principal & interest$3,892
Property tax$750
HOA$450
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Ms. Meriam
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