Investor Tools
Cap Rate & Cash-on-Cash Calculator.
Plug in purchase price, financing, and operating numbers. Returns NOI, cap rate, cash-on-cash return, and break-even occupancy — instantly. Built for Miami small-residential and 2–4 unit deals.
Acquisition
Financing
Income
Operating expenses (annual)
Reserves (% of effective rent)
Cap Rate
4.99%
NOI ÷ Purchase Price
Cash-on-Cash Return
-3.89%
Annual cash flow ÷ Cash invested
Monthly Cash Flow
-$718
Currently negative — you would feed this property each month
Net Operating Income
$37,433
Annual Cash Flow
-$8,614
DSCR
0.81
>1.20 = lender comfort
GRM
11.4
Lower is better
Break-even occupancy
108.05%
At what % occupied you cover everything
Cash invested
$221,250
Down + closing + rehab
Mortgage / month
$3,837
Loan amount
$562,500
Numbers look interesting? Send these to Ms. Meriam and she will pull comparable closed sales and a real rent comp within 24 hours.