


SUBTO in Zephyrhills FL π₯π₯ 4.99% Rate + $60K+ Equity π° Private Pond & Pool on 2.69 Acres ποΈ NO Pre-approval or Credit Check π«
About this property
ZEPHYRHILLS FL INVESTORS AND HOMEBUYERS A 4.99% RATE WITH BUILT-IN EQUITY ON A POND FRONT POOL HOME IS AS RARE AS IT GETS. Subject-To Deal Is LIVE NOW! This totally rehabbed 5 bed / 3.5 bath, 3,150 sqft country estate sits on 2.69 acres backing onto Pretty Pond with an 18'x38' pool, screened enclosure, and custom pool dome. Chef's kitchen with granite countertops and all wood cabinets, hardwood flooring, solar panels, new well system, and a fully re-landscaped lot all completed within the last year. At an estimated $700k-$750k ARV against a $639k loan balance, you are stepping into $60k-$110k in built-in equity on top of a 4.99% rate that is nearly impossible to find in today's market. Step in for just $40k down + CC, with no HOA to slow you down. PROPERTY DETAILS: 5 bd 3.5 ba 3,150 sqft interior 2.69 acre lot 1987 build Backs onto private pond 18'x38' pool with screened enclosure and pool dome Solar panels New well and well system (2025) Fully re-landscaped (2025) 2 car garage No HOA ARV: $750,000-$750k / up to $50k in built-in equity DEAL BREAKDOWN: Deal type: Subto $40k down + CC $639k loan balance $64k solar balance (solar company in bankruptcy, no pmts due) 4.99% interest $3,706.92 PITI No prepayment penalty No balloon OPPORTUNITY: STR: $7,900-$9,250/month via Awning MTR: $4,200-$6,500/month via FurnishedFinder Co-living: $200-$275/room/week via Padsplit A 4.99% rate, $60k-$110k in built-in equity, and a 2.69 acre pond front estate with a private pool is a once in a generation find. STR numbers on this one blow past anything else in the Zephyrhills market and MTR demand for a 5 bed with a pool is just as strong. This deal will not last.
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